Self-Employed affordability calculator

Find out how much you could borrow based on your household income and expenditure

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Self-Employed Affordability Calculator
Tool

Self-Employed Affordability

Sole trader · Partnership
Limited company
Your details
Lenders typically use a 2-year average of your SA302 profit figures.
Income — last 2 years
£
£
2yr Average
Lower Year
Latest Year
Just me
Joint application
Monthly commitments
£
£
0
£
Estimated affordability

Complete your details to see your estimated borrowing range

Assessed Annual Income — —
Conservative — 4× income
Typical — 4.5× income
Maximum — 5.5× income
Total assessed income —
Monthly debt commitments —
Dependant deduction (est.) —
Deposit —
Max purchase price (typical) —
Years trading (required) Min. 2 years SA302s
How lenders assess this

—

Chat about your eligibility

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

We’ll do the math

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