Overpayment calculator

See how much time and money you could save by paying a little extra off your mortgage each month.

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Overpayment Calculator
Tool

Overpayment Calculator

See how much you
could save & cut years off
Your mortgage
£
4.80%
22 yrs
Monthly
Lump Sum
Both
£
Pay off sooner
Lower payments

Your term shortens while keeping the same monthly payment.

Your savings

Enter your mortgage details to see how much you could save

Interest Saved — total over mortgage
Time Saved — pays off earlier
Total interest comparison
Without overpaying —
With overpayment —
Outstanding balance —
Standard monthly payment —
Total monthly (with overpayment) —
Original term —
New term —
Total interest (without) —
Total interest (with) —
Chat about your eligibility

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

We’ll do the math

Repayment calculator

Calculate the total amount of payments and the total amount of interest over a term.

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Remortgage calculator

Calculate how much you could save by switching to a new deal and see what your new monthly payments could look like.

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Affordability calculator

Find out how much you could borrow based on your income and outgoings, and get a clearer idea of your budget before you start your search.

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Self employed affordability

Find out how much you could borrow as a self employed applicant, based on how your income is structured and your outgoings.

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Shared ownership calculator

Calculate how much you could borrow and what your monthly payments could look like on a shared ownership property.

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Overpayment calculator

See how making regular or one-off overpayments could reduce your mortgage term and the total amount of interest you pay.

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