Come Visit
The Castle Unit 345 2500 Castle Dr
Manhattan, NY
Chat Mortgages
Who we are, and why it matters
You
First
At Chat Mortgages, we believe that getting a mortgage doesn’t have to be complicated or feel daunting. It should be exciting!
We’re a fresh mortgage brokerage, on a mission to empower buyers and remortgagers. Whether you are buying for the first time, remortgaging your home, moving home or buying an investment property, we believe that the first step is understanding your options and the process and then using a mortgage advisor to guide you.
We might be a newer face to the industry, but we bring a new take your mortgage journey.
Membership means more
Mortgages aren’t one and done, as your life changes so should your mortgage.
At Chat Mortgages, we don’t think you should avoid making changes, or seeking guidance because of cost.
So, we created the Chat Lifetime Membership, once you have taken out a mortgage with us. You’ll never pay for mortgage advice again, and we’ll be here for the big questions and especially the small ones.
Privacy Policy
We take your privacy very seriously. Any personal information that you share with us is used solely to help us provide you with mortgage and protection advice.
If you’d like to read more about our privacy policy.
Complaints procedure
At Chat Mortgages, we’re committed to providing you with the best possible service.
However, if something hasn’t gone the way you expected, we want to hear about it so we can put things right.
Empowering all buyers and remortgaging
No two borrowers are the same, and at Chat Mortgages we wouldn’t have it any other way. We work with a wide range of lenders to find solutions that fit your circumstances, whatever they may be.
Chat to us and we’ll figure it out together.
Services for your mortgage journey
Buying or remortgaging isn’t just about the mortgage, and at Chat Mortgages we want to be there for you every step of the way.
House hunting
At Chat Mortgages, we’ll make sure you understand what’s happening at every stage and help keep things moving. Delays in conveyancing are one of the most common reasons property purchases slow down, so having the right people in place early makes a real difference.
We can point you in the right direction when it comes to finding a reliable conveyancer, and we’ll work alongside them to make sure your mortgage offer is ready when they need it and key milestones are being hit.
Estate agents
We can help you work out what you can realistically offer, how to approach a negotiation, and what to expect at every stage of the buying process. Having Chat Mortgages in your corner means you go into those conversations with confidence, and estate agents take you more seriously when you’ve already got your finances lined up.
Home insurance
At Chat Mortgages, we can help you understand what cover you need and make recommendations to look after your home.
Buildings insurance covers the structure of your home, while contents insurance protects everything inside it. Getting both in place gives you real peace of mind from day one.
Personal protection
At Chat Mortgages, we’ll talk you through the personal protection options available so you can make an informed decision about what’s right for you and your family
Nobody likes to think about the worst happening, but having the right cover in place means you can enjoy your new home with genuine peace of mind.
Mortgage Guides & Tips, Coming Soon
We are working on bringing you a library of resources so if you have a question, you’ll have an instant answer.