Employed affordability calculator

Find out how much you could borrow based on your household income and expenditure

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Employed Affordability Calculator
Tool

Employed Affordability Calculator

Full-time · Part-time
Fixed term · Contractor
Your details
Permanent
Fixed Term
Contractor
Your income
£
£
£
£
£
Just me
Joint application
Monthly commitments
£
£
0
£
Estimated affordability

Complete your details to see your estimated borrowing range

Total Assessed Income — —
Conservative — 4× income
Typical — 4.5× income
Maximum — 5.5× income
Basic salary —
Monthly debt commitments —
Dependant deduction (est.) —
Deposit —
Max purchase price (typical) —
How lenders assess this

—

Chat about your eligibility

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made’

We’ll do the math

Repayment calculator

Calculate the total amount of payments and the total amount of interest over a term.

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Remortgage calculator

Calculate how much you could save by switching to a new deal and see what your new monthly payments could look like.

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Affordability calculator

Find out how much you could borrow based on your income and outgoings, and get a clearer idea of your budget before you start your search.

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Self employed affordability

Find out how much you could borrow as a self employed applicant, based on how your income is structured and your outgoings.

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Shared ownership calculator

Calculate how much you could borrow and what your monthly payments could look like on a shared ownership property.

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Overpayment calculator

See how making regular or one-off overpayments could reduce your mortgage term and the total amount of interest you pay.

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