Get to know what your income can afford you, and with your credit commitment information, dependants and deposit, you can see what your budget is for your new home.

These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An assessment of your needs will be confirmed before a recommendation can be made.

How does it work

This calculator is exactly that, it takes your income and turns it into a monthly amount which is then reduced by your credit commitment amount and the assumed cost of your dependants. Now with that annual figure it's multiplied by 5x.

Whats it for

If you're just curious about what you can afford, based on your income and expenditure, it's a great little tool.

What it isn't for, is a definitive answer to how much can I borrow?

For that, come have a chat. We can understand your circumstance in detail and how different lenders are going to treat your income and expenditure, and more importantly what is the right amount to borrow where you can buy your home or remortgage it, and still live the way you want to live.