Hello, I’m Luke

I adopt a project management approach to your purchase or remortgage. This means I’m not just another part of the process you have to deal with; instead, I’m here to deal with those parts with you and support you along the way.

Fantastic! Getting your affairs in order before you even open Rightmove or Zoopla will make your journey so much easier. Let’s have a chat. We can establish where you are right now and where you need to be to buy your home, or to improve your mortgage when your fixed deal ends.

Your solicitor is an important part of the process. They’re there to make sure the home you’re buying is suitable for both you and the lender. Dealing with solicitors can be frustrating and confusing. Fortunately, I’ve spent years learning their language, and I’ll work with you so you understand what’s happening at each stage and the process keeps moving smoothly. I’ll help you respond to enquiries correctly the first time to avoid any back and forth, and keep track of outstanding items so nothing gets forgotten.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding but will range from £150 to £595. You’ve made it this far through the website, so I hope I’ve already answered the “why”. There are some great advisers who won’t charge you a fee and will get you the right mortgage, but afterwards, for the rest of the journey, you’re on your own. As I say throughout this website, I’m here from the first question you ask me until you get your keys, and every step in between.

Absolutely you can, especially if your circumstances fit the high street lender mould. If you feel you can handle the process yourself, I may not be the adviser for you. But if you’re like the majority of the buyers and homeowners I’ve helped over the years, who have their own nuances and don’t have time to chase solicitors, estate agents and lenders, then I am the adviser for you.

Estate agents do a great job for the person selling the property, but not necessarily for the buyer. Why is that? Because you’re not their client; the seller is. While it’s in the seller’s interest to work with buyers to move things along quickly, the agent isn’t in your corner. I am, though. Whether you’re making an offer on your dream home, need to renegotiate, want more information about the property, or run into issues, I can support you and, if needed, speak on your behalf.