Tool

Shared Ownership Calculator

Your details Full Property Value

You — 25% Housing association — 75%

Your Deposit

Mortgage Term

25 yrs

Interest Rate

4.80%

Annual Rent on Unsold Share (typically 2–3%)

Monthly Service Charge (optional)

Your results

Enter your details and hit Calculate to see your breakdown

Total Monthly Cost — Mortgage + rent + service charge

Mortgage —

Monthly Rent —

Full property value —

Your share value (—) —

Deposit —

Mortgage amount —

Mortgage term / rate —

Rent on unsold share —

Service charge —

▲ Staircasing

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For illustrative purposes only. Rent rates and eligibility are set by your housing association. Always seek independent financial advice.